Transparency
Why trust us
We gain nothing from steering you toward one service over another. Here is exactly how we work — and how we verify every rate.
Our honesty pledge
We only show an amount once we have verified it ourselves and it is recent. When a rate is not yet confirmed, we label it clearly as « to be confirmed » — we never fill a gap with an estimate.
How we source rates
We read rates directly from providers' public channels, then cross-check them against the reference market rate (interbank). Our data is refreshed several times a day.
Our independence
We earn an affiliate commission when you choose an offer — that is what keeps Nkamsi free. It changes nothing in the ranking: no provider can buy its place. The ranking is based solely on the amount your loved one actually receives.
The transparency index
Rather than a feel-good score, we grade what we can prove: how well we can verify each provider. It rests on three factual criteria.
Verified rates
The share of the provider's corridors whose rate we have verified recently.
Freshness
How recent our last successful verification is for this provider.
Coverage
The number of destination countries the provider actually serves.
ProviderTransparencyVerified ratesLast verifiedDestinations
- Verified ratesVerified rates : 351 / 355 corridorsLast verified : 4h agoDestinations : 32 countries
- Verified ratesVerified rates : 72 / 100 corridorsLast verified : 4h agoDestinations : 14 countries
- Verified ratesVerified rates : 21 / 21 corridorsLast verified : 4h agoDestinations : 27 countries
- Verified ratesVerified rates : 5 / 5 corridorsLast verified : 5h agoDestinations : 3 countries
- Verified ratesVerified rates : 2 / 8 corridorsLast verified : 5h agoDestinations : 4 countries
- Rates to confirmVerified rates : 0 / 28 corridorsLast verified : —Destinations : 28 countries
- Verification in progressVerified rates : 0 / 0 corridorsLast verified : —Destinations : 0 countries
- Verification in progressVerified rates : 0 / 0 corridorsLast verified : —Destinations : 0 countries
- Verification in progressVerified rates : 0 / 0 corridorsLast verified : —Destinations : 0 countries
- Verification in progressVerified rates : 0 / 0 corridorsLast verified : —Destinations : 0 countries
- Verification in progressVerified rates : 0 / 0 corridorsLast verified : —Destinations : 0 countries
How to read a comparison
The ranking is based on the net amount actually received (after all fees). The exchange-rate margin shows the hidden cost applied to the rate, and the badges (« fastest », « no cash-out fee », « best rate ») are only awarded when an offer truly stands out from the others.